§ 15-702. Offsets against consumer debts prohibited

MD Comm L Code § 15-702 (2019) (N/A)
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For the purposes of this article, a bank or financial institution may not offset any property in its possession or money from a customer’s savings or checking account for the settlement of a delinquent consumer debt unless:

(1)    The offset is authorized in writing by the customer; or

(2)    A court order is obtained to permit the offset.