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U.S. State Codes
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Maryland
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Commercial Law
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Title 12 - Credit Regulations
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Subtitle 1 - Interest and Usury
Subtitle 1 - Interest and Usury
§ 12-101. Definitions
§ 12-101.1. Applicable provisions governing loans
§ 12-102. General legal rate of interest
§ 12-103. Other permitted rates of interest; licensing requirements
§ 12-104. Interest not considered usurious
§ 12-105. Charges not considered interest
§ 12-106. Statements to be furnished by lender
§ 12-106.1. Requiring false statement that loan is commercial loan
§ 12-107. Computing interest rate if charge assessed at inception of loan
§ 12-108. Points prohibited; exceptions; charges which lenders may impose
§ 12-109. Interest on escrow accounts; statement of balance
§ 12-109.1. Use of escrow account funds for certain purposes prohibited
§ 12-109.2. Management of escrow accounts; lender's bankruptcy; fees and charges
§ 12-110. Effect of assignment on usurious loan or contract
§ 12-111. Limitation of actions
§ 12-112. Usury not available against bona fide assignee
§ 12-113. Discrimination prohibited
§ 12-114. Penalties
§ 12-114.1. Covered loan prohibitions
§ 12-115. Repossession of goods securing loan
§ 12-116. Refinancing of loan at higher rate
§ 12-117. Compliance with Section 14-1302
§ 12-118. Change in rate of interest or finance charge during term of obligation
§ 12-119. Real property closing costs
§ 12-120. When borrower required to pay for services of lender's attorney
§ 12-121. Lender's inspection fees
§ 12-122. Violations
§ 12-123. Insurance binders
§ 12-124. Property insurance coverage
§ 12-124.1. Homeowner equity protection
§ 12-125. Financing agreements
§ 12-126. Prepayment of outstanding unpaid indebtedness
§ 12-127. Lender to consider homeowner's ability to repay loan