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24-A §2213. Information concerning previous adverse underwriting decisions

24-A ME Rev Stat § 2213 (2019) (N/A)
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§2213. Information concerning previous adverse underwriting decisions

Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning:   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

1.  Previous adverse decision.  Any previous adverse underwriting decision experienced by an insurance consumer; or

[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

2.  Residual market, surplus lines or substandard risk carrier.  Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.

[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

SECTION HISTORY

PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).

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24-A §2212. Reasons for adverse underwriting decisions
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24-A §2214. Previous adverse underwriting decisions