Individuals & Families
Small Businesses
Nonprofits
Employers
Employee Benefits Brokers
PEOs
Credit Unions
Membership Groups
Legal Information
Sign In
/
U.S. State Codes
/
Louisiana
/
Revised Statutes
/
TITLE 6 - Banks and Banking
TITLE 6 - Banks and Banking
RS 6:1 - TITLE 6 BANKS AND BANKING
RS 6:2 - General definitions
RS 6:3 - Effect on existing banks
RS 6:4 - Employment reference; release of certain information
RS 6:5 - Public policy
RS 6:101 - Establishment of office; commissioner
RS 6:102 - Officers and employees; post-employment restriction
RS 6:103 - Records of the Office of Financial Institutions
RS 6:121 - Regulatory powers; promulgation of rules and regulations
RS 6:121.1 - Enforcement powers of commissioner
RS 6:121.2 - Authority to obtain criminal history record information
RS 6:121.3 - Guidance by commissioner; advisory opinions
RS 6:121.4 - Addition of directors and executive officers of troubled state- chartered institutions and holding companies
RS 6:121.5 - Application containing false information or misrepresentations
RS 6:121.6 - Authority of the commissioner; nondepository institutions; emergencies
RS 6:121.7 - Return of payment; imposition of fee
RS 6:121.8 - Licensing systems
RS 6:122 - Power to issue cease and desist orders
RS 6:123 - Visitation and examination of state financial institutions
RS 6:124 - Call reports; statement of financial condition
RS 6:124.1 - Community reinvestment rating; acceptance of public funds
RS 6:125 - Reports of financial condition
RS 6:126 - Assessments on financial institutions; disposition of fees; creation of special fund
RS 6:127 - Retention of records of financial institutions; microfilm
RS 6:128 - Financial institutions' holidays; regulations
RS 6:129 - Circulating rumor respecting condition of financial institution
RS 6:130 - Relocation of main office
RS 6:131 - Applicability
RS 6:132 - Written decision; reasons; hearing
RS 6:133 - Reconsideration of decision
RS 6:134 - Judicial review; venue; effect
RS 6:135 - Record filed with court
RS 6:136 - Basis for judicial review
RS 6:137 - Judicial review; test; burden
RS 6:138 - Remand to the commissioner
RS 6:201 - STATE BANKS
RS 6:211 - Incorporation; number of incorporators, application for certificate of authority, filing fee; organization as a limited liability company
RS 6:212 - Corporate name
RS 6:213 - Articles of incorporation, filing, form, content; letter of acceptance for filing
RS 6:214 - Investigation into proposed state bank
RS 6:215 - Capital requirements; additional condition precedent
RS 6:216 - Certificate of authority; issuance, refusal
RS 6:217 - Effect of issuance of certificate of authority, filing requirements
RS 6:218 - Expenses of organization and financing
RS 6:219 - Bylaws
RS 6:220 - Stockholders' agreements
RS 6:231 - Method of amending articles generally
RS 6:232 - Articles of amendment; contents and filing
RS 6:233 - Restatement of articles
RS 6:234 - Special amendment provisions
RS 6:241 - General corporate powers
RS 6:242 - Banking powers
RS 6:243 - Immovable property; dealings
RS 6:244 - Transfers by bank and other acts in contemplation of insolvency
RS 6:245 - Changes in core business
RS 6:251 - Classes of shares; fractional shares
RS 6:252 - Issuance of shares; consideration
RS 6:253 - Reservation of shares
RS 6:254 - Convertible securities and stock-purchase rights
RS 6:255 - Certificates of stock
RS 6:256 - Transfer of shares
RS 6:257 - Restriction on transfer of shares and other securities
RS 6:261 - Accounting procedures
RS 6:262 - Impairment of capital; special meeting; notice to restore capital; assessments against stockholders; voluntary restoration
RS 6:263 - Dividends; stock purchased or redeemed; capital surplus required
RS 6:271 - Stockholders' preemptive rights
RS 6:272 - Stockholders' meetings
RS 6:273 - Quorum
RS 6:274 - Voting of stockholders
RS 6:275 - Consent of stockholders
RS 6:276 - Fixing record date
RS 6:277 - Voting trusts
RS 6:278 - Registered holder of shares
RS 6:279 - Inspection of books and records of state banks; annual report to stockholders
RS 6:281 - Board of directors; powers, number, term
RS 6:282 - Board of directors; eligibility, election, oath
RS 6:283 - Meetings of the board; quorum, written consent
RS 6:284 - Committees of the board of directors
RS 6:284.1 - Compliance review committees; privilege created
RS 6:285 - Officers and agents; election, powers, duties
RS 6:286 - Indemnification of officers, directors, employees, and agents
RS 6:287 - Bond of officers and employees; insurance fund
RS 6:288 - Interested directors; quorum
RS 6:289 - Loans to executive officers and employees
RS 6:290 - Directors' examinations
RS 6:291 - Relation and liability of directors and officers to bank and bank holding company stockholders
RS 6:292 - Directors or stockholders not participating in unlawful act
RS 6:293 - Actions against directors and officers of banks and bank holding companies
RS 6:301 - Cash reserves
RS 6:302 - Depleted reserve; notice, penalty
RS 6:303 - Sale and purchase of excess reserves; reports
RS 6:311 - Types of accounts authorized to offer
RS 6:311.1 - Powers of attorney, procuration, and mandate; written notice of revocation
RS 6:312 - Alternative deposits; payment
RS 6:313 - Withdrawal of money or property deposited by or for minors
RS 6:314 - Trust deposits; death of depositor, payment
RS 6:315 - Adverse claims to deposit; procedure, indemnifying bond
RS 6:315.1 - Transfer of small deposits; death of depositor; affidavits required; penalties
RS 6:316 - Pledge of deposit accounts; rights and remedies
RS 6:317 - Ownership of deposited funds
RS 6:318 - Letters of credit; use by banks
RS 6:319 - Public funds deposits
RS 6:321 - Access to safety deposit box leased by multiple persons
RS 6:322 - Access to safety deposit box leased by corporation or unincorporated association
RS 6:323 - Access to safety deposit box leased by trust estate
RS 6:324 - Access to safety deposit box leased by a person or persons with designated agent or deputy
RS 6:325 - Death of a customer and access and transfer of contents of safety deposit boxes, money, and other property by bank to succession representatives, legatees, or heirs; authority
RS 6:326 - Transfer of contents of safety deposit boxes, money and other property by bank to legal representatives of minors or interdicts; authority
RS 6:327 - Abandonment of safety deposit box
RS 6:328 - Access to safety deposit boxes by authorized persons; security procedures
RS 6:331 - REPEALED BY ACTS 1993, NO. 278, 1, EFF. JAN. 1, 1994.
RS 6:332 - Attorney fiduciary accounts; overdraft notification to office of disciplinary counsel
RS 6:333 - Disclosure of financial records; reimbursement of costs
RS 6:334 - Foreclosure of mortgage
RS 6:335 - Sharing of electronic financial terminals
RS 6:336 - Legal and regulatory compliance; self-evaluations; privilege of results
RS 6:337 - Duty of secured party upon payment of insurance claim for damage to mortgaged residential property
RS 6:338 - Insurance settlement proceeds; return of excess funds; enforcement
RS 6:351 - Authorization for mergers, consolidations, and share exchanges
RS 6:352 - Merger or consolidation procedure
RS 6:352.1 - Share exchange procedure
RS 6:353 - Consolidation; articles of incorporation
RS 6:354 - When merger or consolidation effective
RS 6:355 - Effect of merger or consolidation
RS 6:361 - National bank converting into state bank
RS 6:362 - State bank converting into national bank
RS 6:363 - Continuation of corporate entity; use of old name
RS 6:364 - State bank converting into state stock savings and loan association
RS 6:364.1 - Approval of conversion; effective date of conversion
RS 6:364.2 - Effect of conversion from state bank into state stock savings and loan association
RS 6:365 - Federal or state stock savings and loan association converting into a state-chartered bank or savings bank
RS 6:365.1 - Merger or conversion of an existing financial institution
RS 6:366 - Voluntary transfer of assets
RS 6:367 - Voluntary purchase of assets and liabilities
RS 6:371 - Voluntary liquidations and dissolutions of solvent banks with prior approval of commissioner
RS 6:372 - Liquidation procedure
RS 6:376 - Rights of a stockholder dissenting from certain actions
RS 6:381 - Definitions
RS 6:382 - Authority of commissioner to take possession and commence conservatorship of state bank
RS 6:383 - Transfer of title to bank assets; extension of prescriptive periods
RS 6:384 - Notice of conservatorship; effect
RS 6:385 - Conservator's power to manage and control bank
RS 6:386 - Objection to conservatorship
RS 6:387 - Decision to liquidate bank or terminate conservatorship
RS 6:391 - Commencement of receivership; confirmation of receiver
RS 6:392 - Emergency sale of assets; purchase and assumption of assets
RS 6:393 - Notice to creditors and depositors
RS 6:394 - Payment of claims
RS 6:394.1 - Right of set-off
RS 6:395 - Distribution of assets
RS 6:396 - Termination of executory contracts
RS 6:397 - Subrogation to rights of bank depositors
RS 6:398 - Liquidation procedures involving trust assets
RS 6:399 - Destruction of records
RS 6:400 - Discharge of receiver
RS 6:401 - Exclusive procedures
RS 6:411 - PROHIBITED PRACTICES; SANCTIONS
RS 6:412 - Unauthorized use of the word "bank" or similar words
RS 6:412.1 - Soliciting using lender's name or customer loan information; restrictions; injunction; damages; attorney fees
RS 6:413 - Prohibited use of the term "insured savings"
RS 6:414 - Use of certain terms by persons other than financial institutions prohibited
RS 6:414.1 - Derogatory statements regarding financial condition of financial institution prohibited; penalty
RS 6:415 - Loans; other credit exposure; derivative transactions; restrictions; penalties
RS 6:416 - Loan on pledge of own stock and pledge of own stock prohibited
RS 6:417 - Unlawful solicitation or acceptance of gratuity or compensation by officer, director, or employee
RS 6:418 - Pledge of assets to secure deposits; exceptions; penalty
RS 6:419 - Receipt of deposits while insolvent
RS 6:420 - False entries or reports; failure to exhibit books; reporting of criminal violations
RS 6:421 - Overdrafts
RS 6:422 - Excessive borrowings or repurchase agreements
RS 6:423 - Check-cashing facility; location of business limited
RS 6:451 - MISCELLANEOUS FINANCIAL INSTITUTIONS
RS 6:452 - Loan production offices; power of commissioner to adopt rules and regulations
RS 6:501 - BANK STRUCTURE
RS 6:502 - Repealed by Acts 1988, No. 39, 2, eff. June 10, 1988.
RS 6:503 - Repealed by Acts 1988, No. 39, 2, eff. June 10, 1988.
RS 6:504 - Branches in foreign countries
RS 6:505 - Repealed by Acts 1988, No. 39, 2, eff. June 10, 1988.
RS 6:506 - Certificate of authority for branch office
RS 6:507 - Closure of branch office
RS 6:511 - Declaration of policy
RS 6:512 - Definitions
RS 6:513 - Prohibitions
RS 6:514 - Penalties
RS 6:515 - Administration
RS 6:516 - Savings clause
RS 6:517 - Minority stockholders' rights
RS 6:521 - Prohibitions
RS 6:531 - Declaration of policy
RS 6:532 - Definitions
RS 6:533 - Scope of Part
RS 6:534 - Law applicable to interstate bank branches; purpose
RS 6:535 - Interstate acquisitions; filings with commissioner
RS 6:536 - Interstate bank acquisitions, filings with commissioner
RS 6:537 - Emergency acquisitions
RS 6:537.1 - Parity provision
RS 6:538 - Five-year continuous operation requirement
RS 6:539 - Agency activities; prohibitions
RS 6:540 - Authority to issue regulations; cooperative agreements; fees; enforcement
RS 6:540.1 - Savings clause
RS 6:540.2 - Construction with other laws
RS 6:541 - Declaration of policy
RS 6:542 - Definitions
RS 6:543 - Limited exception to bank holding company acts
RS 6:544 - Organization of financial service center banks
RS 6:545 - Powers and functions
RS 6:546 - Additional powers; rate export
RS 6:547 - Additional requirements
RS 6:548 - Interest rate parity; open-end credit
RS 6:551.1 - Definitions
RS 6:551.2 - Foreign banking activities; authorized
RS 6:551.3 - Subsidiary bank; authorization
RS 6:551.4 - Edge Act or agreement corporation; authorization
RS 6:551.5 - Location; limitation
RS 6:551.6 - Filing requirements
RS 6:551.7 - Requirements to operate; fees
RS 6:551.8 - Application required; contents
RS 6:551.9 - Approval or disapproval of application
RS 6:551.10 - Certificate of authority; transfer prohibited; display required
RS 6:551.11 - Renewal
RS 6:551.12 - Revocation and surrender
RS 6:551.13 - State agency; authorized actions
RS 6:551.14 - State representative office; authorization; permitted activities
RS 6:551.15 - State administrative office; authorization; permitted activities
RS 6:551.16 - Branch banks and agencies
RS 6:551.17 - State international banking facilities
RS 6:551.18 - Purchase of real estate
RS 6:551.19 - Paid-in capital; surplus; undivided profits
RS 6:551.20 - Capital requirements
RS 6:551.21 - Purchase of credit instruments
RS 6:551.22 - Annual report and periodic reporting requirements
RS 6:551.23 - Termination
RS 6:551.24 - Rules and regulations
RS 6:551.25 - Examination authority
RS 6:551.26 - Asset pledge requirements
RS 6:571 - General authority
RS 6:572 - Definitions
RS 6:573 - Organization
RS 6:574 - Capital
RS 6:575 - Powers
RS 6:576 - New application, supervision, regulation, and examination of trust bank
RS 6:577 - Trust companies chartered under prior law
RS 6:578 - Affiliates
RS 6:579 - Self-dealing
RS 6:580 - Insurance coverage
RS 6:581 - Capital notes or debentures
RS 6:591 - Private trust company
RS 6:592 - Requirements to apply for and maintain status as a private trust company
RS 6:593 - Conversion to public trust company
RS 6:601 - Investment in trust company facilities
RS 6:602 - Other real estate
RS 6:611 - Securities
RS 6:612 - Transactions in trust company shares or participation shares
RS 6:613 - Subsidiaries
RS 6:614 - Mutual funds
RS 6:615 - Engaging in commerce prohibited
RS 6:621 - Borrowing limit
RS 6:622 - Pledge of assets
RS 6:623 - Fiduciary responsibility
RS 6:624 - Reports of apparent crime
RS 6:625 - Out-of-state activities
RS 6:626 - Out-of-state trust companies
RS 6:627 - Interstate supervision and regulation
RS 6:641 - CREDIT UNIONS
RS 6:641.1 - Public policy
RS 6:641.2 - REPEALED BY ACTS 1989, No. 495, 6.
RS 6:642 - Amendments of act of incorporation; commissioner's approval
RS 6:643 - Restriction of the use of term credit union
RS 6:644 - Powers
RS 6:645 - Membership
RS 6:646 - Supervision by commissioner; suspension or revocation of charter; liquidation; reports; examination fees
RS 6:646.1 - Involuntary dissolution; distribution of assets
RS 6:647 - Fiscal year; meetings; regulations as to voting
RS 6:648 - Elections; oath of office
RS 6:649 - Directors; officers; compensation
RS 6:649.1 - Relation and liability of directors and officers to a credit union and its members
RS 6:649.2 - Actions against directors and officers of credit unions
RS 6:650 - Credit committee
RS 6:650.1 - REPEALED BY ACTS 1989, No. 495, 6.
RS 6:650.2 - Educational committee
RS 6:651 - Supervisory committee; examination and report
RS 6:652 - Capital
RS 6:652.1 - Types of capital
RS 6:652.2 - Share and share certificate accounts as legal investments
RS 6:652.3 - Members' share capital
RS 6:653 - Shares of minors and in trust
RS 6:653.1 - Trust deposits; death of depositor, payment
RS 6:653.2 - Pledge of share accounts; rights and remedies
RS 6:653.3 - Ownership of shares
RS 6:653.4 - Death of member or account owner; access and transfer of accounts, shares, and property to succession representative, heirs, legatees, and legal representative
RS 6:654 - Rates of interest
RS 6:655 - Power to borrow
RS 6:656 - Loans
RS 6:657 - Repealed by Acts 2001, No. 887, 2, eff. June 26, 2001.
RS 6:658 - Dividends
RS 6:659 - Expulsion and withdrawal of members
RS 6:659.1 - Inactive accounts
RS 6:660 - Voluntary dissolution
RS 6:661 - Change of place of business
RS 6:661.1 - Branch offices
RS 6:662 - Taxation
RS 6:662.1 - Fiscal agents and depositories
RS 6:663 - Money deposited by minors
RS 6:664 - Money deposited in a multiple party account
RS 6:665 - Bylaws
RS 6:666 - Constitutionality
RS 6:667 - Conversion from federal to state and from state to federal credit union; division of assets
RS 6:667.1 - Powers, privileges, and exemptions of federal credit unions
RS 6:667.2 - Annual report
RS 6:667.3 - Records as evidence
RS 6:668 - Criminal Penalties
RS 6:669 - Short title
RS 6:701 - HOMESTEAD AND SAVINGS AND LOAN
RS 6:702 - Short title
RS 6:703 - Definitions
RS 6:704 - Organization
RS 6:705 - Incorporation; articles of incorporation; content; bylaws
RS 6:706 - Articles of incorporation; approval by the commissioner
RS 6:707 - Capital stock; types of stock; consideration for issuance; security for loan
RS 6:708 - Directors; number; qualifications; oath; vacancies
RS 6:709 - Members or stockholders meeting
RS 6:710 - Notice of meeting
RS 6:711 - Organization meeting
RS 6:712 - Corporate name
RS 6:713 - Forfeiture of charter for nonuse
RS 6:714 - Officers and agents; election, powers, duties
RS 6:721 - Method of amending articles generally
RS 6:722 - To 730 Repealed by Acts 1970, No. 234, 2.
RS 6:731 - General powers of associations
RS 6:741 - Authorized capital
RS 6:742 - Miscellaneous provisions relative to capital and accounts
RS 6:743 - Issuance of capital
RS 6:744 - Shares, savings, and demand accounts; generally
RS 6:745 - Cancellation of shares, savings accounts
RS 6:746 - Issuance of shares or savings accounts for consideration other than cash
RS 6:747 - Contract for savings programs
RS 6:748 - Shares or demand deposits and savings accounts as legal investments and as security
RS 6:748.1 - Public funds deposits; additional collateral
RS 6:749 - Prescription on savings accounts
RS 6:750 - Pledge of deposit accounts; rights and remedies
RS 6:761 - Members of mutual associations
RS 6:762 - Access to books and records
RS 6:763 - Minors
RS 6:764 - Authority relative to shares and savings accounts
RS 6:765 - Shares or savings accounts payable to two or more persons; survivorship
RS 6:766 - Accounts of administrators, executors, tutors, custodians, trustees and other fiduciaries
RS 6:766.1 - Payable on death accounts
RS 6:767 - Death of member or depositor and access and transfer of money and property by association to succession representatives, legatees, or heirs; authority
RS 6:767.1 - Repealed by Acts 1970, No. 234, 2.
RS 6:768 - Transfer of contents of safety deposit boxes by an association to succession representatives, legatees, heirs, minors, or interdicts; authority
RS 6:769 - Access to safety deposit boxes held jointly or standing in the name of a corporation, unincorporated association, trust estate, agents, or others
RS 6:770 - Abandonment of safety deposit box
RS 6:781 - Indemnity bonds
RS 6:782 - Depositories
RS 6:783 - Indemnification of officers, directors, and employees
RS 6:784 - Illegal loans
RS 6:785 - Directors, employees and members not disqualified to make acknowledgments
RS 6:786 - Relation and liability of directors and officers
RS 6:787 - Actions against directors and officers
RS 6:788 - To 790 Repealed by Acts 1970, No. 234, 2.
RS 6:791 - Records
RS 6:792 - Misdescriptions of assets; false entries
RS 6:793 - Directors' examination of association
RS 6:794 - Examination
RS 6:795 - Repealed by Acts 1970, No. 234, 2.
RS 6:801 - Savings liability; demand deposit liability
RS 6:802 - Contingent loss account
RS 6:803 - Earnings; payment
RS 6:804 - Casual deposits
RS 6:805 - Withdrawal of savings accounts and shares
RS 6:806 - Board to determine amounts to be withdrawn
RS 6:807 - Amounts payable
RS 6:808 - Insufficient funds; notices
RS 6:809 - Board may prescribe rules
RS 6:810 - Rights of withdrawing members
RS 6:811 - New loans and payment of debts during existence of withdrawal list
RS 6:812 - Commissioner's action may stop withdrawal procedure
RS 6:813 - Prohibition against institution of action
RS 6:814 - Redemption
RS 6:822 - Loans and investments
RS 6:823 - Appraisal
RS 6:824 - Payments
RS 6:824.1 - Late charges prohibited on certain payments
RS 6:825 - REPEALED BY ACTS 1993, NO. 280, 1, EFF. OCT. 1, 1993.
RS 6:826 - Provision for taxes, insurance
RS 6:827 - REPEALED BY ACTS 1993, NO. 280, 1, EFF. OCT. 1, 1993.
RS 6:828 - Loan expenses
RS 6:829 - Repealed by Acts 2003, No. 69, §1, eff. May 28, 2003.
RS 6:830 - Security for loan on movable and immovable properties; purchase and sale of property
RS 6:831 - Shares or savings accounts as additional security
RS 6:832 - Immovables
RS 6:833 - Conveyance of property securing loan
RS 6:833.1 - Repealed by Acts 1970, No. 234, 2.
RS 6:834 - Solicitation or acceptance of gifts for making, or assisting in, procuring a loan
RS 6:851 - Home office
RS 6:852 - Branch office
RS 6:853 - Closure of branch office
RS 6:861 - Power to merge or consolidate; consent of commissioner; rules and regulations
RS 6:862 - Merger; when effective
RS 6:863 - Consolidation; when effective
RS 6:864 - Effect of merger or consolidation
RS 6:865 - Voluntary transfer of assets
RS 6:866 - Commissioner may provide for members or stockholders to vote on plan
RS 6:867 - Dissolution or liquidation
RS 6:868 - Voluntary proceedings for dissolution
RS 6:869 - Association continues as corporate entity for sole purpose of winding up affairs
RS 6:870 - Powers of liquidating trustees
RS 6:871 - Association subject to commissioner during liquidation
RS 6:872 - Involuntary dissolution; generally
RS 6:873 - Involuntary dissolution; commissioner shall take possession
RS 6:874 - Involuntary dissolution; notice to creditors
RS 6:875 - Involuntary dissolution; powers of commissioner; court approval
RS 6:876 - Involuntary dissolution; inventory
RS 6:877 - Involuntary dissolution; fees
RS 6:878 - Involuntary dissolution; distribution of assets
RS 6:879 - Involuntary dissolutions; creditors may not dispose of pledged securities
RS 6:880 - Liquidation by federal corporation
RS 6:881 - Commissioner may examine association
RS 6:882 - Commissioner may order association to discontinue any illegal practice
RS 6:883 - Conservator
RS 6:884 - To 890 Repealed by Acts 1970, No. 234, 2.
RS 6:891 - Foreign association defined
RS 6:892 - Conduct of business in accordance with this Part; certificate of authority and public necessity
RS 6:893 - Certificate of authority; exceptions
RS 6:894 - Certificate of authority; examination of qualifications
RS 6:895 - Penalty for doing business without certificate of authority
RS 6:896 - Issuance of certificate of authority; renewal annually
RS 6:897 - Deposits as security; foreign association ceasing to do business in Louisiana
RS 6:898 - Supervision and examination
RS 6:901 - Powers, privileges, and exemptions of federal associations
RS 6:902 - Companion authority
RS 6:903 - Additional companion authority
RS 6:904 - Conversion into state-chartered association
RS 6:905 - Limitation
RS 6:906 - Conversions; locations
RS 6:907 - Formation of savings and loan holding companies
RS 6:911 - REPEALED BY ACTS 1993, NO. 278, 1, EFF. JAN. 1, 1994.
RS 6:912 - Additional foreign association fees
RS 6:921 - Thrift and home financing organizations; exceptions
RS 6:922 - Powers of attorney
RS 6:923 - Exemption from security laws
RS 6:924 - Holder of note may enforce
RS 6:925 - Unlawful to destroy property
RS 6:926 - Foreclosure of mortgage
RS 6:927 - Communication from commissioner having effect of approval or order to be in writing and signed
RS 6:928 - Right of commissioner to utilize courts
RS 6:929 - Rights of association to contest decisions of commissioner
RS 6:930 - Defamation of institutions prohibited; fine
RS 6:931 - False statements and similar actions prohibited; fine
RS 6:932 - Act of controlling
RS 6:933 - Application to existing associations
RS 6:937 - Dividends; requirements
RS 6:938 - Power of state or federal mutual association to convert to capital stock association; procedures; approval of department required; minutes of meeting; succession
RS 6:939 - Plan of conversion from mutual to capital stock association; mandatory and permissive requirements
RS 6:940 - Acquisition of control over an existing association
RS 6:941 - Restrictions on acquisition of control of capital stock associations
RS 6:942 - Listing and assessment of capital stock; procedure; exemption
RS 6:943 - Listing and assessing of stock; place
RS 6:944 - Listing and assessing of stock; branch capital stock associations
RS 6:945 - Listing and assessing of real estate of capital stock associations
RS 6:946 - Listing and assessing of stock and real estate; payment of tax; recovery from stockholders
RS 6:947 - Listing and assessing of stock; report by official
RS 6:948 - Power of commissioner to issue rules, regulations, and orders to implement this Chapter
RS 6:949 - Savings and demand accounts of capital stock savings and loan associations and capital stock savings banks as legal investments
RS 6:950.1 - Declaration of policy
RS 6:950.2 - Definitions
RS 6:950.3 - Scope of Part; effective dates
RS 6:950.4 - Applicability of commissioner's rules and regulations; operation of Louisiana association subsidiaries by foreign corporations; reciprocal agreements; penalties
RS 6:950.5 - Interstate acquisitions; filings with commissioner
RS 6:950.6 - Prohibited acquisitions and activities
RS 6:950.7 - Minority stockholders' rights
RS 6:950.8 - Savings clause
RS 6:951 - THE MOTOR VEHICLE SALES FINANCE ACT
RS 6:952 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:953 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:954 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:955 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:956 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:956.1 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:956.2 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:957 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:958 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:959 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:960 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:961 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:962 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:963 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:964 - Repealed by Acts 1999, No. 794, 2, eff. July 2, 1999.
RS 6:965 - Scope and definitions
RS 6:966 - Procedure
RS 6:966.1 - Notice of repossession; contents; fees
RS 6:967 - Appeal from order
RS 6:968 - Repealed by Acts 1974, No. 466, 3.
RS 6:969.1 - Short title
RS 6:969.2 - Scope
RS 6:969.3 - Exclusions
RS 6:969.4 - Waiver, agreement to forego rights
RS 6:969.5 - Repealed by Acts 2001, No. 1066, 1.
RS 6:969.6 - Definitions
RS 6:969.7 - Terms; construction; additional fees and charges
RS 6:969.8 - Construction against implicit repeal
RS 6:969.9 - Consumer loans
RS 6:969.10 - Consumer credit sale
RS 6:969.11 - Maximum charges after negotiations
RS 6:969.12 - Maximum charges after maturity
RS 6:969.13 - Leap years
RS 6:969.14 - Variable rates
RS 6:969.15 - Maximum delinquency charges
RS 6:969.16 - Maximum deferral charges
RS 6:969.17 - Charges for checks returned for insufficient funds
RS 6:969.18 - Documentation and compliance fees; notary fees; transfer of equity and other fees; disclosure
RS 6:969.19 - Right to prepay
RS 6:969.20 - Rebates upon prepayment; prepayment charges; return of lien documents upon payment in full of the balance due
RS 6:969.21 - Rebate after acceleration of maturity
RS 6:969.22 - Attorney fees
RS 6:969.23 - Collection and enforcement costs and expenses
RS 6:969.24 - Use of multiple agreements
RS 6:969.24.1 - Acts to lessen or eliminate competition prohibited
RS 6:969.24.2 - Mandatory sales prohibited
RS 6:969.25 - Consumer credit insurance
RS 6:969.26 - Property insurance
RS 6:969.27 - Existing insurance
RS 6:969.28 - Limitations on insurance rates; contract requirements
RS 6:969.29 - Choice of insurer
RS 6:969.30 - Conditions applying to insurance provided by the extender of credit
RS 6:969.31 - Cancellation of insurance; refund or credit upon cancellation
RS 6:969.32 - Gain from insurance
RS 6:969.33 - Effect of violations on rights of parties
RS 6:969.34 - Guidance by commission; advisory opinions
RS 6:969.35 - Authority to make consumer loans; assignees; authority to issue debt waiver or debt forgiveness agreements
RS 6:969.36 - License not required
RS 6:969.37 - Licensing procedures
RS 6:969.38 - Denial, suspension, or revocation of licenses
RS 6:969.39 - Investigations and complaints
RS 6:969.40 - Powers of commission
RS 6:969.41 - Fines imposed by the commission
RS 6:969.42 - Venue for litigation or arbitration; choice of law
RS 6:969.51 - GAP coverage; requirements
RS 6:969.52 - Liability; contractual or insurance policies
RS 6:969.53 - Cancellation
RS 6:969.54 - Disclosures
RS 6:970 - EXTRAORDINARY ACQUISITIONS OF
RS 6:971 - Approval of transaction; priorities
RS 6:972 - Retention of branches
RS 6:973 - Prohibited insurance activities
RS 6:974 - Acquisition of state bank in impaired condition
RS 6:975 - Repealed by Acts 1972, No. 454, 3, eff. Jan. 1, 1973.
RS 6:1001 - CURRENCY EXCHANGE SERVICES
RS 6:1002 - Definitions
RS 6:1003 - License; certificates
RS 6:1004 - Application for license and change of control
RS 6:1004.1 - License fees; online renewal
RS 6:1004.2 - Enforcement powers of the commissioner
RS 6:1005 - Qualifications
RS 6:1006 - Approval or denial of application
RS 6:1007 - Change of name or location
RS 6:1008 - Suspension or revocation of license; hearing; surrender of license; administrative fines
RS 6:1009 - Regulation of fees; unreasonable fees; display of fees
RS 6:1010 - Repealed by Acts 2004, No. 370, §1.
RS 6:1011 - Powers; limitations; prohibitions
RS 6:1012 - Violations; criminal penalties; civil liability
RS 6:1013 - Books of account; examinations
RS 6:1013.1 - Cashing federal and state treasury checks; records retention
RS 6:1014 - Rules and regulations
RS 6:1015 - False advertising
RS 6:1016 - Applicability
RS 6:1031 - SALE OF CHECKS AND MONEY TRANSMISSION
RS 6:1032 - Definitions
RS 6:1033 - License required
RS 6:1034 - Exemption from licensing
RS 6:1035 - Qualifications
RS 6:1036 - Applications
RS 6:1037 - Accompanying fee; statement and bonds
RS 6:1038 - Investigation; granting of license
RS 6:1038.1 - Temporary license; expiration; extension
RS 6:1039 - Maintenance of bond
RS 6:1040 - Annual renewal fee; delinquency charge
RS 6:1041 - Agents and subagents
RS 6:1042 - Liability of licensees
RS 6:1043 - Disclosure of responsibility
RS 6:1044 - Visitation and examination; revocation of license
RS 6:1045 - Hearings
RS 6:1046 - Penalties
RS 6:1047 - Reports
RS 6:1048 - Trust imposed on sales or transmission proceeds
RS 6:1049 - List of financial institutions
RS 6:1050 - Retention of surety bond
RS 6:1051 - Notification of financial institutions; violations; penalties
RS 6:1052 - Account; verification of license; cancellation; overdrafts
RS 6:1053 - Significant developments; licensee's duty to report to commissioner
RS 6:1054 - Change of control; notice; application; advisory opinion
RS 6:1081 - Short title
RS 6:1082 - Purpose
RS 6:1083 - Definitions
RS 6:1084 - Prohibition
RS 6:1085 - Rules and regulations
RS 6:1086 - Licensure requirement
RS 6:1087 - Exemptions; annual registration statement; fees
RS 6:1088 - Application for licensure; surety bond
RS 6:1088.1 - Licensing system; authorization; fees; required use
RS 6:1088.2 - Application for licensure; application and renewal fees
RS 6:1088.3 - Application for renewal of license; restriction; late renewal fees
RS 6:1088.4 - Information reporting
RS 6:1089 - Name or location changes and closures; fees
RS 6:1090 - Restrictions
RS 6:1091 - Recordkeeping and retention; examinations; investigation of complaints; reports of conditions
RS 6:1092 - Suspension and revocation of licensure; commissioner's interpretations; prohibitions
RS 6:1092.1 - Costs of appeal
RS 6:1092.2 - Validity of judgment; execution
RS 6:1093 - Repealed by Acts 2010, No. 743, §22B, eff. July 1, 2010.
RS 6:1094 - Professional education required for licensure; continuing education
RS 6:1094.1 - Testing of loan originators
RS 6:1095 - Scope
RS 6:1096 - Residential mortgage loans
RS 6:1097 - Residential mortgage loan fees and charges; applicability of the Louisiana Consumer Credit Law
RS 6:1098 - Residential mortgage loan brokerage contracts
RS 6:1099 - Criminal penalties
RS 6:1101 - Reverse mortgages; requirements
RS 6:1102 - Counseling
RS 6:1103 - Commitment and cooling off period
RS 6:1104 - Reverse mortgage lender; duties to elders
RS 6:1111 - APPROVAL OF RULES AND REGULATIONS
RS 6:1121 - CREDIT AGREEMENTS -- WRITING
RS 6:1122 - Credit agreements to be in writing
RS 6:1122.1 - Defenses to written credit agreements
RS 6:1123 - Actions not considered agreements
RS 6:1124 - No implied fiduciary obligations
RS 6:1125 - To 1127 Repealed by Acts 1981, No. 873, 4, eff. Oct. 1, 1981.
RS 6:1131 - LOUISIANA SAVINGS BANKS
RS 6:1132 - Policy and purposes
RS 6:1133 - Administration
RS 6:1134 - Applicability
RS 6:1135 - Federal deposit insurance
RS 6:1136 - Powers; parity with other financial institutions
RS 6:1137 - Definitions
RS 6:1138 - General corporate powers
RS 6:1139 - Specific powers
RS 6:1140 - Status as an IRS qualified savings banks institution
RS 6:1141 - Regulatory powers; promulgation of rules and regulations
RS 6:1151 - Definitions
RS 6:1152 - Implementation
RS 6:1161 - Application for permit to organize
RS 6:1162 - Content of application for permit to organize
RS 6:1163 - Contents of articles of incorporation
RS 6:1164 - Contents of bylaws
RS 6:1165 - Permit to organize
RS 6:1166 - Temporary organization and capital subscriptions
RS 6:1167 - Certificate of organization; issuance; refusal
RS 6:1168 - REPEALED BY ACTS 1993, NO. 278, 1, EFF. JAN. 1, 1994.
RS 6:1181 - Members
RS 6:1182 - Annual and special meetings
RS 6:1183 - Notice of meetings
RS 6:1184 - Quorum of annual or special meetings
RS 6:1185 - Voting
RS 6:1186 - Record date for voting, dividend, and other purposes
RS 6:1187 - Proxies
RS 6:1188 - Directors
RS 6:1189 - Bonds of officers and directors
RS 6:1190 - Conduct of directors and officers
RS 6:1191 - Relation and liability of directors and officers
RS 6:1201 - Minimum capital for incorporation or conversion
RS 6:1202 - Types of capital; personal property
RS 6:1203 - Capital stock; nature
RS 6:1204 - Capital stock; authorization of issuance
RS 6:1205 - Who may hold capital
RS 6:1206 - Capital maintenance
RS 6:1207 - Dividends; capital surplus required
RS 6:1208 - Loans or discounts on capital stock
RS 6:1208.1 - Applicability of statute, rules and regulations
RS 6:1221 - Underwriting
RS 6:1222 - Investment in loans
RS 6:1223 - Other investments
RS 6:1224 - Calculation of interest; postpayments and prepayments
RS 6:1225 - General loan contract provisions
RS 6:1226 - Modification agreements
RS 6:1227 - Sale, assignment, and servicing of loans and contracts
RS 6:1228 - Purchase of real estate at judicial sale
RS 6:1229 - Immovable property; dealings
RS 6:1229.1 - Applicability of rules and regulations
RS 6:1230 - Purchases of real estate for office and rental purposes
RS 6:1231 - Usury law inapplicable
RS 6:1232 - Prohibited loans
RS 6:1233 - Effect of unauthorized investments
RS 6:1234 - Acknowledgments
RS 6:1235 - Loans to one borrower
RS 6:1236 - Commissioner's regulations
RS 6:1237 - Change in control
RS 6:1251 - Withdrawable accounts; general definitions
RS 6:1252 - Prohibited activities
RS 6:1253 - Withdrawable accounts
RS 6:1254 - Issuance, delivery, and transfer of certificates and account books
RS 6:1255 - Joint account; trust account; payment on death account
RS 6:1256 - Effect of payment to minor or fiduciary
RS 6:1257 - Payment on legal disability or death of holder in holder's own right of a withdrawable account
RS 6:1258 - Voluntary withdrawal of accounts
RS 6:1259 - Enforced retirement of withdrawable accounts
RS 6:1260 - Authorized charges
RS 6:1261 - Withdrawable accounts subject to liens
RS 6:1262 - Demand deposits; checking account
RS 6:1263 - Payment of interest
RS 6:1264 - Holders of withdrawable accounts
RS 6:1271 - Amendment of articles
RS 6:1272 - Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.
RS 6:1273 - Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003; Acts 2003, No. 17, §1, eff. May 23, 2003; Acts 2003, No. 60, §1, eff. May 23, 2003.
RS 6:1274 - Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.
RS 6:1275 - Effect upon existing articles and bylaws
RS 6:1276 - Merger; adoption of plan
RS 6:1277 - Merger; vote of approval
RS 6:1278 - Merger; commissioner's certificate
RS 6:1279 - Effect of merger
RS 6:1280 - Merger; commissioner's expenses
RS 6:1281 - Sale of assets
RS 6:1282 - Procedure to effect sale of all assets
RS 6:1283 - Authority to form a bridge charter
RS 6:1284 - Conversion of an existing financial institution to a savings bank
RS 6:1285 - Emergency merger
RS 6:1286 - Emergency sale of assets
RS 6:1301 - Powers of commissioner
RS 6:1302 - Examination
RS 6:1303 - Examiners
RS 6:1304 - Report of examination
RS 6:1305 - Failure to comply with commissioner's report of examination; publication of reports
RS 6:1306 - Orders of the commissioner
RS 6:1307 - Recordkeeping and retention of records by a savings bank
RS 6:1308 - Disclosure of examination reports and other reports
RS 6:1309 - Examination of data processing centers
RS 6:1310 - Annual directors' examinations
RS 6:1311 - Unsafe and unsound; orders of prohibition and removal
RS 6:1312 - Cease and desist proceedings
RS 6:1313 - Procedure upon the impairment of capital
RS 6:1314 - Administrative review
RS 6:1321 - Conservatorships of savings banks
RS 6:1322 - Involuntary liquidation procedures
RS 6:1331 - Affirmative action to correct conditions resulting from violations of law, regulations, orders, or from practices
RS 6:1332 - Cease and desist; books and records
RS 6:1333 - Removal and prohibition authority
RS 6:1334 - Industry-wide prohibition
RS 6:1335 - Institution-affiliated party
RS 6:1336 - Civil money penalties
RS 6:1337 - Effect of termination or resignation of an institution-affiliated party
RS 6:1338 - Unauthorized participation by convicted individual
RS 6:1339 - Perjury; false statements
RS 6:1340 - False advertising
RS 6:1341 - Prohibitive practices; additional
RS 6:1351 - PROFESSIONAL SERVICES TO FEDERALLY
RS 6:1352 - Professional liability
RS 6:1353 - Officers and directors
RS 6:1354 - Imposition of greater standards; liability
RS 6:1361 - AUTOMATED TELLER MACHINES/NIGHT
RS 6:1362 - Intent; scope; effect
RS 6:1363 - Definitions
RS 6:1364 - Compliance required
RS 6:1365 - Lighting standards
RS 6:1366 - Landscape and vegetation standards
RS 6:1367 - Notice of customer safety information
RS 6:1371 - Legislative intent
RS 6:1372 - Definitions
RS 6:1373 - Notices
RS 6:1374 - Delaying financial transactions
RS 6:1375 - Applicability of other laws
RS 6:1376 - Immunity