PART VIII-A. PORTABLE ELECTRONICS INSURANCE
§1781.1. Definitions
As used in this Part, the following terms shall have the following meanings:
(1) "Commissioner" means the commissioner of insurance.
(2) "Customer" means a person who purchases portable electronics or services.
(3) "Department" means the Department of Insurance.
(4) "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.
(5) "Location" means any physical location in the state of Louisiana or any website, call center site, or similar location directed to residents of the state of Louisiana.
(6) "Portable electronics" means electronic devices that are portable in nature, their accessories, and services related to the use of the device.
(7)(a) "Portable electronics insurance" means insurance providing coverage for the repairs or replacement of portable electronics which may provide coverage for portable electronics against any one or more of the following causes of loss: loss, theft, inoperability due to mechanical failure, malfunction, damage, or other similar causes of loss.
(b) "Portable electronics insurance" does not include any of the following:
(i) A service contract or extended warranty providing coverage limited to the repair, replacement, or maintenance of property for the operational or structural failure of such property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear.
(ii) A policy of insurance covering a seller's or a manufacturer's obligations under a warranty.
(iii) A homeowner's, renter's, private passenger automobile, commercial multi-peril, or similar policy.
(8) "Portable electronics transaction" means any of the following:
(a) The sale or lease of portable electronics by a vendor to a customer.
(b) The sale of a service related to the use of portable electronics by a vendor to a customer.
(9) "Vendor" means a person in the business of engaging in portable electronics transactions directly or indirectly.
Acts 2012, No. 311, §1.
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