380.120 Waiver of debtor's rights void and unenforceable. Any waiver by the debtor of rights or protections provided in this chapter is contrary to public policy, is void and unenforceable, and will not relieve the debt adjuster of any obligation placed upon the debt adjuster by this chapter. Effective: July 15, 2010 History: Created 2010 Ky. Acts ch. 86, sec. 5, effective July 15, 2010.