304.3-030 "Reciprocal" insurer defined. A "reciprocal" insurer is an unincorporated aggregation of subscribers operating individually and collectively through an attorney-in-fact common to all such persons to provide reciprocal insurance among themselves. Effective: June 18, 1970 History: Created 1970 Ky. Acts ch. 301, subtit. 3, sec. 3, effective June 18, 1970.