304.14-180 Must contain entire contract -- Exception concerning additional benefits. (1) No agreement in conflict with, modifying, or extending any contract of insurance shall be valid unless in writing and made a part of the policy. (2) No insurer or its representative shall make any insurance contract or agreement relative thereto other than as is plainly expressed in the policy. (3) The requirements of this section shall not apply to the granting of additional benefits to all policyholders of an insurer, or a class or classes of them, which do not require increases in premium rates or reduction or restrictions of coverage. Effective: June 18, 1970 History: Created 1970 Ky. Acts ch. 301, subtit. 14, sec. 18, effective June 18, 1970.
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