Chapter 22. Regulation of Insurance Rates

Chapter 22. Regulation of Insurance Rates

27-1-22-1. Purpose
27-1-22-2. Application of act; exceptions; "inland marine insurance"
27-1-22-2.5. "Commercial policyholder" defined
27-1-22-3. Guidelines for establishing rates; uniformity; fleet or fleet policy
27-1-22-3.1. Senior citizens participating in motor vehicle accident prevention courses; reduced premiums
27-1-22-4. Rate filings; exemptions; procedure and requirements; rules; confidentiality; inspection; notice of changes
27-1-22-5. Hearing on question of compliance with filing requirements; finding and order
27-1-22-6. Bad faith filing; burden of proof; order to rewrite policies at approved rate
27-1-22-7. Rate adjustment filing or deviation; effectiveness unless disapproved; hearing; approval or disapproval
27-1-22-8. Rating organizations; definitions; license; services to subscribers; rules; cooperation
27-1-22-9. Deviation from rates; filing; effective date; termination; public inspection
27-1-22-10. Insurers acting in concert
27-1-22-11. Appeal to commissioner from act or decision of rating organization; decision and order
27-1-22-12. Procedure on complaint by insured
27-1-22-13. Advisory organization; filing and regulation; orders of commissioner
27-1-22-14. Regulation of organization of insurers engaging in joint underwriting or joint reinsurance; unfair or unreasonable practices
27-1-22-15. Examination of licensed rating organization; report of examination in another state; cost of examination
27-1-22-16. Approval of rules and statistical plans; exchange of information and experience data
27-1-22-17. Withholding information; giving false or misleading information
27-1-22-18. Deviation from authorized premium charge; discounts and rebates as inducement to insure; commissions for insurance producers
27-1-22-19. Freedom of contract with reference to commissions
27-1-22-20. High risk auto insurance; apportionment agreements; rate modifications
27-1-22-21. Repealed
27-1-22-22. Appointment and removal of additional personnel; powers of deputy conducting hearings; exemption from personal liability
27-1-22-23. Exemption of rates and classifications from law governing rules and regulations
27-1-22-24. Suspension or revocation of licenses
27-1-22-25. Motor vehicle insurance; rating plan establishing higher rates for bankruptcy petitioners; violations
27-1-22-26. Motor vehicle insurance; rating plan establishing higher rates for persons in armed forces; violations
27-1-22-26.1. Motor vehicle insurance; rating plan for active and reserve members of armed forces; violation
27-1-22-27. Motor vehicle insurance; rates for innocent prior-uninsured motorists
27-1-22-28. Title insurance filings; title insurance rate comparison tool

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