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U.S. State Codes
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Indiana
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Title 24. Trade Regulation
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Article 9. Home Loan Practices
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Chapter 4. Additional Prohibitions for High Cos...
Chapter 4. Additional Prohibitions for High Cost Home Loans
24-9-4-0.1. Chapter not applicable to loans made before January 1, 2005
24-9-4-1. Limitations and prohibited practices
24-9-4-2. Points and fees charged in certain refinance transactions; evasive division of home loans prohibited
24-9-4-3. Balloon payments
24-9-4-4. Payment terms; collection of interest due
24-9-4-5. Acceleration after default
24-9-4-6. Consolidated periodic payments paid from loan proceeds
24-9-4-7. Counseling agency contact information
24-9-4-8. Repayment ability; commercially reasonable practices to determine debt to income ratio
24-9-4-9. Payments to home improvement contractors
24-9-4-10. Modification, renewal, extension, amendment, or deferral of loan terms; fees and charges prohibited
24-9-4-11. Notice to borrower
24-9-4-12. High cost home loan agreements; unconscionable and void provisions