Chapter 846 - Mortgages
- Section 49-1 - When foreclosure a bar to further action on debt.
- Section 49-2 - Inclusion of taxes and other items as part of mortgage debt. Open-end mortgage. Reverse annuity mortgage. Negative amortization.
- Section 49-2a - Interest on funds held in escrow for payment of taxes and insurance.
- Section 49-2b - (Formerly Sec. 37-10). Interest on escrow accounts; regulations of Banking Commissioner.
- Section 49-2c - Exceptions.
- Section 49-3 - Mortgage securing future advancements.
- Section 49-4 - Mortgages by U.S. government and certain credit associations and banks to secure future advancements.
- Section 49-4a - Open-end mortgages, United States or its instrumentalities and certain banks authorized to hold.
- Section 49-4b - Open-end mortgage as security for guaranty of an open-end loan. Mortgage deed requirements. Description of loan and secondary liability.
- Section 49-4c - Mortgage as security for obligations under an electricity purchase agreement.
- Section 49-5 - Mortgages on property of public service companies.
- Section 49-5a - Master mortgage recording.
- Section 49-5b - Required information in a mortgage contingency clause.
- Section 49-6 - Trust mortgages.
- Section 49-6a - Definitions. Interim financing policy disclosure required.
- Section 49-6b - Definitions.
- Section 49-6c - Notice of late fee required. Exception.
- Section 49-6d - Legal representation.
- Section 49-7 - Agreements concerning expenses and attorneys' fees.
- Section 49-7a - Lenders prohibited from requiring multiple original notes.
- Section 49-7f - Mortgage brokers and lenders prohibited from referring buyers of real property to a real estate broker, salesperson or attorney for a fee or commission. Suspension or revocation of licenses.
- Section 49-8 - Release of satisfied or partially satisfied mortgage or ineffective attachment, lis pendens or lien. Damages.
- Section 49-8a - Release of mortgage. Affidavit. Recording of affidavit with town clerk. Penalty for recording false information.
- Section 49-9 - Release of mortgage, mechanic's lien or power of attorney. Form of instrument. Index. Operation of executed release.
- Section 49-9a - Validation of release of mortgage. Affidavit.
- Section 49-10 - Assignment of mortgage debt. Form of instrument. Requirements. Sufficient notice of assignment. Allocation of recording fees paid by a nominee of a mortgagee. Operation of executed assignment.
- Section 49-10a - Request for payoff statement or reinstatement payment statement.
- Section 49-10b - Residential real estate transaction involving payoff of mortgage loan. Disclosure statement prepared and sent to mortgage holder by notification agent. Form.
- Section 49-11 - Release of mortgage by executor, administrator, spouse, next of kin, guardian, conservator or other suitable person.
- Section 49-12 - Release of mortgage by foreign executor, administrator, trustee, conservator or guardian.
- Section 49-13 - Petition for discharge of mortgage or ineffective attachment, lis pendens or lien.
- Section 49-13a - Undischarged mortgage invalid as further lien. Time periods. Tolling of time period by recording notice.
- Section 49-14 - Deficiency judgment.
- Section 49-15 - Opening of judgments of strict foreclosure.
- Section 49-16 - Foreclosure certificate. Penalty.
- Section 49-17 - Foreclosure by owner of debt without legal title.
- Section 49-17a - Collection of rental payments without legal title.
- Section 49-18 - Foreclosure by executor, administrator or trustee.
- Section 49-19 - Title to vest in encumbrancer paying debt and costs.
- Section 49-20 - Redemption by holder of encumbrance on part of property foreclosed.
- Section 49-21 - Defendant to receive and file certificate of satisfaction or certificates of judgment of strict foreclosure or foreclosure by sale.
- Section 49-22 - Execution of ejectment on foreclosure judgment. Disposition of property.
- Section 49-22a - Execution of ejectment on foreclosure judgment on mortgage guaranteed by Administrator of Veterans' Affairs.
- Section 49-23 - Ejectment by mortgagee barred by tender of debt and costs.
- Section 49-24 - Court may foreclose lien or mortgage on land by sale or market sale.
- Section 49-24a - Definitions.
- Section 49-24b - Agreement to pursue foreclosure by market sale.
- Section 49-24c - Appraisal of property in foreclosure by market sale.
- Section 49-24d - Listing agreement in foreclosure by market sale.
- Section 49-24e - Contract for sale of property in foreclosure by market sale.
- Section 49-24f - Judgment of foreclosure by market sale.
- Section 49-24g - Right-of-first-refusal law days.
- Section 49-25 - Appraisal of property.
- Section 49-26 - Conveyance; title of purchaser.
- Section 49-27 - Disposal of proceeds of sale.
- Section 49-28 - When proceeds of sale will not pay in full.
- Section 49-29 - Expenses of sale and costs.
- Section 49-30 - Omission of parties in foreclosure actions.
- Section 49-30p - Underwater mortgage: Definitions.
- Section 49-30q - Modification of underwater mortgage.
- Section 49-30r - Conveyance of property encumbered by underwater mortgage in satisfaction of mortgagor's obligation. Transfer agreement.
- Section 49-30s - Transfer agreement to convey property subject to underwater mortgage.
- Section 49-30t - Judgment of loss mitigation following agreement under section 49-30q or 49-30r.
- Section 49-30u - Judgment of loss mitigation following agreement under section 49-30s.
- Section 49-30v - Nonentry of judgment of loss mitigation.
- Section 49-30w - Junior lien on property encumbered by underwater mortgage.
- Section 49-31 - Actions against the state.
- Section 49-31a - Subordination clauses.
- Section 49-31b - Information in deed sufficient notice as to nature and amount of obligation. Deed for variable rate mortgage loan.
- Section 49-31c - When subordination not subject to statute of frauds and automatically effective.
- Section 49-31d - Definitions.
- Section 49-31e - Application for protection from foreclosure.
- Section 49-31f - Application for protection from foreclosure action. Qualifications. Court determination of eligibility. Stay of foreclosure action.
- Section 49-31g - Restructuring of mortgage debt by court.
- Section 49-31h - Partial payment by homeowner mandated by court as condition for granting of restructuring order.
- Section 49-31i - Determination of restructured mortgage debt. Limitations on amount of mortgage debt following restructuring. Computation of new mortgage debt.
- Section 49-31j - Regulations.
- Section 49-31k - Definitions.
- Section 49-31l - Foreclosure mediation: Notice of foreclosure mediation program. Forms. Procedure. Stay of litigation.
- Section 49-31m - Foreclosure mediation program.
- Section 49-31n - Mediation period. Information required. Termination of program.
- Section 49-31o - Consent of mortgagee required for changes. Disclosure of information submitted to mediator.
- Section 49-31p - Successor in interest in foreclosed property secured by federally-related mortgage loan. Assumption of interest limited. Definitions.
- Section 49-31q - Successor in interest in foreclosed property. Termination of tenant lease and assumption of interest subject to tenant lease.
- Section 49-31r - Foreclosure mediation: Notice of community-based resources.
- Section 49-31s - Simultaneous filing of motions for judgment of foreclosure and for default for failure to appear permitted for vacant, abandoned and unoccupied real property.
- Section 49-31t and 49-31u - Eligibility for foreclosure mediation program after consent to foreclosure by market sale. Foreclosure mediation program: Certificate of good standing.
- Section 49-31v - Foreclosure mediation program: Funding.