This chapter shall apply to all group and individual life insurance policies and certificates except as follows:
(a) Variable life insurance.
(b) Individual and group annuity contracts.
(c) Credit life insurance.
(d) Life insurance policies with no illustrated death benefits on any individual exceeding ten thousand dollars ($10,000).
(Added by Stats. 1996, Ch. 1106, Sec. 1. Effective January 1, 1997. Section operative July 1, 1997, pursuant to Section 10509.965.)
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