(a) No admitted insurer licensed to issue life insurance shall refuse to accept an application for insurance, refuse to issue or renew a policy, cancel a policy, or deny coverage under a policy because the applicant for insurance or any person who is or would be insured is, or has been, a victim of domestic violence.
(b) Nothing in this section shall prevent a life insurer from taking any of the actions set forth in subdivision (a) on the basis of criteria not otherwise made invalid by this section or any other act, regulation, or rule of law. If discrimination by a life insurer is not in violation of this section but is based on any other criteria that are allowable by law, the fact that the applicant or insured is, has been, or may be the subject of domestic violence shall be irrelevant.
(c) Nothing in this section shall require a life insurer to pay for any loss if that payment is prohibited by Section 533.
(d) As used in this section, “domestic violence” means domestic violence as defined in Section 6211 of the Family Code.
(Added by Stats. 1997, Ch. 176, Sec. 1. Effective January 1, 1998.)
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