(a) Except as provided in subsection (b) of this section, a consumer reporting agency may charge a consumer a fee of no more than five dollars ($5.00) for the:
(1) Initial placement of a security freeze;
(2) Removal of a security freeze; or
(3) Temporary lifting of a security freeze for a period of time.
(b) A consumer reporting agency shall not charge a fee for the initial placement of a security freeze if requested by a consumer who is:
(1) At least sixty-five (65) years of age; or
(2) A victim of identity theft.
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