(a) There shall be a provision as follows:
(b) The last sentence of the provision set forth in subsection (a) of this section may be omitted from any policy which the insured has the right to continue in force subject to its terms by the timely payment of premiums:
(1) Until at least fifty (50) years of age; or
(2) In the case of a policy issued after forty-four (44) years of age, for at least five (5) years from its date of issue.
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