Age Years 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 Average Remaining Lifetime Immediate Whole Life Annuity at Various Rates of Interest Years 74.97 75.37 74.47 73.54 72.59 71.63 70.67 69.70 68.73 67.75 66.77 65.80 64.82 63.84 62.87 61.90 60.94 59.97 59.02 58.06 57.10 56.15 55.19 54.24 53.29 52.33 51.38 50.42 49.47 48.52 47.57 46.62 45.68 44.73 43.79 42.86 41.92 40.99 40.07 39.14 38.23 37.31 36.41 35.50 34.60 33.71 32.83 31.95 31.08 30.21 29.35 28.49 27.65 26.80 25.97 25.14 24.31 23.49 22.68 21.88 21.09 20.30 19.53 18.76 18.00 17.25 4% Dollars 23.6260 23.6474 23.5988 23.5467 23.4916 23.4337 23.3736 23.3105 23.2450 23.1763 23.1048 23.0313 22.9542 22.8740 22.7916 22.7059 22.6179 22.5255 22.4316 22.3330 22.2307 22.1256 22.0153 21.9020 21.7844 21.6610 21.5342 21.4012 21.2646 21.1228 20.9756 20.8229 20.6660 20.5015 20.3325 20.1591 19.9773 19.7907 19.5993 19.3987 19.1952 18.9819 18.7657 18.5391 18.3070 18.0693 17.8259 17.5739 17.3162 17.0495 16.7767 16.4946 16.2097 15.9118 15.6110 15.3004 14.9794 14.6519 14.3179 13.9774 13.6305 13.2727 12.9132 12.5426 12.1657 11.7825 6% Dollars 16.4428 16.4480 16.4362 16.4234 16.4095 16.3947 16.3791 16.3623 16.3446 16.3257 16.3057 16.2847 16.2623 16.2385 16.2136 16.1872 16.1597 16.1302 16.0996 16.0670 16.0325 15.9964 15.9579 15.9175 15.8749 15.8293 15.7817 15.7308 15.6775 15.6212 15.5617 15.4988 15.4330 15.3628 15.2894 15.2127 15.1309 15.0454 14.9561 14.8608 14.7625 14.6576 14.5494 14.4341 14.3139 14.1887 14.0583 13.9211 13.7783 13.6281 13.4720 13.3078 13.1393 12.9602 12.7766 12.5838 12.3815 12.1718 11.9545 11.7297 11.4971 11.2536 11.0052 10.7454 10.4773 10.2008 8% Dollars 12.4579 12.4592 12.4562 12.4530 12.4494 12.4455 12.4413 12.4368 12.4319 12.4266 12.4208 12.4147 12.4080 12.4008 12.3931 12.3848 12.3760 12.3664 12.3562 12.3452 12.3333 12.3207 12.3069 12.2923 12.2765 12.2594 12.2412 12.2213 12.2002 12.1774 12.1530 12.1266 12.0986 12.0682 12.0358 12.0014 11.9639 11.9242 11.8819 11.8361 11.7879 11.7356 11.6808 11.6214 11.5584 11.4916 11.4210 11.3454 11.2654 11.1799 11.0896 10.9931 10.8924 10.7838 10.6706 10.5499 10.4212 10.2858 10.1434 9.9938 9.8367 9.6697 9.4969 9.3136 9.1216 8.9209 10% Dollars 9.9913 9.9917 9.9909 9.9901 9.9891 9.9881 9.9869 9.9857 9.9843 9.9827 9.9811 9.9792 9.9772 9.9749 9.9725 9.9699 9.9670 9.9638 9.9603 9.9565 9.9524 9.9479 9.9429 9.9374 9.9315 9.9250 9.9178 9.9100 9.9014 9.8921 9.8819 9.8707 9.8586 9.8452 9.8306 9.8149 9.7976 9.7788 9.7586 9.7362 9.7123 9.6859 9.6578 9.6268 9.5934 9.5574 9.5186 9.4765 9.4313 9.3821 9.3293 9.2720 9.2113 9.1448 9.0744 8.9982 8.9157 8.8276 8.7335 8.6332 8.5263 8.4110 8.2900 8.1598 8.0216 7.8750 12% Dollars 8.3314 8.3315 8.3313 8.3311 8.3308 8.3306 8.3302 8.3299 8.3295 8.3290 8.3285 8.3279 8.3273 8.3266 8.3258 8.3249 8.3240 8.3229 8.3217 8.3204 8.3189 8.3172 8.3154 8.3134 8.3111 8.3085 8.3057 8.3025 8.2990 8.2951 8.2908 8.2860 8.2806 8.2747 8.2681 8.2608 8.2526 8.2437 8.2338 8.2228 8.2107 8.1973 8.1827 8.1663 8.1484 8.1287 8.1073 8.0836 8.0577 8.0291 7.9980 7.9637 7.9267 7.8856 7.8415 7.7930 7.7397 7.6818 7.6192 7.5514 7.4782 7.3981 7.3128 7.2198 7.1196 7.0120 Age Years 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 Average Remaining Lifetime Immediate Whole Life Annuity at Various Rates of Interest Years 16.51 15.78 15.06 14.35 13.67 13.01 12.38 11.77 11.18 10.61 10.04 9.48 8.93 8.40 7.90 7.42 6.98 6.57 6.17 5.80 5.43 5.09 4.77 4.47 4.18 3.92 3.69 3.50 3.33 3.18 3.06 2.95 2.85 2.77 4% Dollars 11.3933 10.9981 10.5971 10.1903 9.7901 9.3912 9.0007 8.6133 8.2297 7.8506 7.4629 7.0734 6.6825 6.2978 5.9274 5.5649 5.2266 4.9061 4.5884 4.2900 3.9873 3.7052 3.4362 3.1810 2.9314 2.7052 2.5032 2.3350 2.1833 2.0487 1.9404 1.8407 1.7497 1.6766 6% Dollars 9.9159 9.6225 9.3207 9.0104 8.7010 8.3887 8.0791 7.7684 7.4572 7.1462 6.8247 6.4982 6.1671 5.8377 5.5176 5.2014 4.9036 4.6192 4.3351 4.0664 3.7918 3.5342 3.2870 3.0510 2.8190 2.6076 2.4179 2.2593 2.1159 1.9882 1.8852 1.7901 1.7032 1.6333 8% Dollars 8.7111 8.4922 8.2638 8.0259 7.7856 7.5399 7.2935 7.0432 6.7897 6.5337 6.2661 5.9916 5.7102 5.4275 5.1500 4.8734 4.6107 4.3578 4.1033 3.8608 3.6112 3.3755 3.1480 2.9296 2.7136 2.5158 2.3375 2.1878 2.0520 1.9307 1.8326 1.7419 1.6588 1.5919 10% Dollars 7.7197 7.5554 7.3817 7.1984 7.0108 6.8167 6.6197 6.4174 6.2101 5.9986 5.7752 5.5435 5.3037 5.0604 4.8193 4.5768 4.3445 4.1191 3.8906 3.6713 3.4441 3.2282 3.0185 2.8160 2.6146 2.4293 2.2616 2.1201 1.9914 1.8761 1.7827 1.6961 1.6165 1.5524 12% Dollars 6.8964 6.7724 6.6397 6.4978 6.3508 6.1968 6.0387 5.8744 5.7044 5.5290 5.3418 5.1458 4.9408 4.7308 4.5208 4.3077 4.1018 3.9006 3.6950 3.4964 3.2892 3.0911 2.8975 2.7095 2.5216 2.3478 2.1897 2.0560 1.9339 1.8242 1.7351 1.6523 1.5752 1.5146