A secured party does not owe a duty based on its status as secured party to
(1) a person who is a debtor or obligor unless the secured party knows
(A) that the person is a debtor or obligor;
(B) the identity of the person; and
(C) how to communicate with the person; or
(2) a secured party or lienholder that has filed a financing statement against a person unless the secured party knows
(A) that the person is a debtor; and
(B) the identity of the person.