Borrowers who are eligible may be offered payment assistance in accordance with subpart B of this part. Borrowers who are not eligible for payment assistance because the loan was approved before August 1, 1968, or the loan was made on above-moderate or nonprogram (NP) terms, may refinance the loan in order to obtain payment assistance if:
The borrower is eligible to receive a loan with payment assistance;
Due to circumstances beyond the borrower's control, the borrower is in danger of losing the property; and
The property is program-eligible.
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