Term. Each loan will be scheduled for repayment over a period not to exceed 40 years from the date of the note.
Interest rate. The interest rate charged by the Agency will be the lower of the interest rate in effect at the time of the loan approval or loan closing, which is the current rate available in any FSA office. Except as provided in § 770.10(b) the interest rate will be fixed for the life of the loan.
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