The defendant may request a hearing by filing an answer with the reviewing official within 30 days of service of the complaint. An answer shall be deemed to be a request for hearing.
In the answer, the defendant—
Shall admit or deny each of the allegations of liability made in the complaint;
Shall state any defense on which the defendant intends to rely;
May state any reasons why the defendant contends that the penalties and assessments should be less than the statutory maximum; and
Shall state the name, address, and telephone number of the person authorized by the defendant to act as defendant's representative, if any.