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§ 642.2 - Definitions.

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As used in this part:

Simple and easy to understand means:

A layered format as described in § 642.3 of this part;

Plain language designed to be understood by ordinary consumers; and

Use of clear and concise sentences, paragraphs, and sections.

Examples. For purposes of this part, examples of factors to be considered in determining whether a statement is in plain language and uses clear and concise sentences, paragraphs, and sections include:

Use of short explanatory sentences;

Use of definite, concrete, everyday words;

Use of active voice;

Avoidance of multiple negatives;

Avoidance of legal and technical business terminology;

Avoidance of explanations that are imprecise and reasonably subject to different interpretations; and

Use of language that is not misleading.

[Reserved]

Principal promotional document means the document designed to be seen first by the consumer, such as the cover letter.

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§ 642.1 - Purpose and scope.
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§ 642.3 - Prescreen opt-out notice.