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U.S. Code of Federal Regula...
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Title 13—Business Credit an...
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CHAPTER I—SMALL BUSINESS AD...
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PART 123—DISASTER LOAN PROGRAM
PART 123—DISASTER LOAN PROGRAM
§ 123.1 - What do these rules cover?
§ 123.2 - What are disaster loans and disaster declarations?
§ 123.3 - How are disaster declarations made?
§ 123.4 - What is a disaster area and why is it important?
§ 123.5 - What kinds of loans are available?
§ 123.6 - What does SBA look for when considering a disaster loan applicant?
§ 123.7 - Are there restrictions on how disaster loans can be used?
§ 123.8 - Does SBA charge any fees for obtaining a disaster loan?
§ 123.9 - What happens if I don't use loan proceeds for the intended purpose?
§ 123.10 - What happens if I cannot use my insurance proceeds to make repairs?
§ 123.11 - Does SBA require collateral for any of its disaster loans?
§ 123.12 - Are books and records required?
§ 123.13 - What happens if my loan application is denied?
§ 123.14 - How does the Federal Debt Collection Procedures Act of 1990 apply?
§ 123.15 - What if I change my mind?
§ 123.16 - How are loans administered and serviced?
§ 123.17 - Do other Federal requirements apply?
§ 123.18 - Can I request an increase in the amount of a physical disaster loan?
§ 123.19 - May I request an increase in the amount of an economic injury loan?
§ 123.20 - How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
§ 123.21 - What is a mitigation measure?
§ 123.100 - Am I eligible to apply for a home disaster loan?
§ 123.101 - When am I not eligible for a home disaster loan?
§ 123.102 - What circumstances would justify my relocating?
§ 123.103 - What happens if I am forced to move from my home?
§ 123.104 - What interest rate will I pay on my home disaster loan?
§ 123.105 - How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
§ 123.106 - What is eligible refinancing?
§ 123.107 - How much can I borrow for post-disaster mitigation for my home?
§ 123.108 - How do the SBA disaster loan program and the FEMA grant programs interact?
§ 123.200 - Am I eligible to apply for a physical disaster business loan?
§ 123.201 - When am I not eligible to apply for a physical disaster business loan?
§ 123.202 - How much can my business borrow with a physical disaster business loan?
§ 123.203 - What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
§ 123.204 - How much can your business borrow for post-disaster mitigation?
§ 123.300 - Is my business eligible to apply for an economic injury disaster loan?
§ 123.301 - When would my business not be eligible to apply for an economic injury disaster loan?
§ 123.302 - What is the interest rate on an economic injury disaster loan?
§ 123.303 - How can my business spend my economic injury disaster loan?
§ 123.400 - What is the Pre-Disaster Mitigation Loan Program?
§ 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster mitigation loan?
§ 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre-disaster mitigation loan?
§ 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?
§ 123.404 - When is your business ineligible to apply for a pre-disaster mitigation loan?
§ 123.405 - How much can your business borrow with a pre-disaster mitigation loan?
§ 123.406 - What is the interest rate on a pre-disaster mitigation loan?
§ 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get an application?
§ 123.408 - How does your business apply for a pre-disaster mitigation loan?
§ 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?
§ 123.410 - Which loan requests will SBA fund?
§ 123.411 - What if SBA determines that your business loan request meets the selection criteria of § 123.409 but SBA is unable to fund it because SBA has already allocated all program funds?
§ 123.412 - What happens if SBA declines your business' pre-disaster mitigation loan request?
§ 123.500 - Definitions.
§ 123.501 - Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.502 - Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§ 123.503 - When can you apply for a Military Reservist EIDL?
§ 123.504 - How do you apply for a Military Reservist EIDL?
§ 123.505 - What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL?
§ 123.506 - How much can you borrow under the Military Reservist EIDL Program?
§ 123.507 - Under what circumstances will SBA consider waiving the $2 million loan limit?
§ 123.508 - How can you use Military Reservist EIDL funds?
§ 123.509 - What can't you use Military Reservist EIDL funds for?
§ 123.510 - What if you don't use your Military Reservist EIDL funds as authorized?
§ 123.511 - How will SBA disburse Military Reservist EIDL funds?
§ 123.512 - What is the interest rate on a Military Reservist EIDL?
§ 123.513 - Does SBA require collateral on its Military Reservist EIDL?
§ 123.600 - Are economic injury disaster loans under this subpart limited to the geographic areas contiguous to the declared disaster areas?
§ 123.601 - Is my business eligible to apply for an economic injury disaster loan under this subpart?
§ 123.602 - When would my business not be eligible to apply for an economic injury disaster loan under this subpart?
§ 123.603 - What is the interest rate on an economic injury disaster loan under this subpart?
§ 123.604 - How can my business spend my economic injury disaster loan under this subpart?
§ 123.605 - How long do I have to apply for a loan under this subpart?
§ 123.606 - May I request an increase in the amount of an economic injury disaster loan under this subpart?
§ 123.700 - What is the Immediate Disaster Assistance Program?
§ 123.701 - What is the application procedure for an IDAP loan?
§ 123.702 - What are the eligibility requirements for an IDAP loan?
§ 123.703 - What are the terms of an IDAP loan?
§ 123.704 - Are there restrictions on how IDAP loan funds may be used?
§ 123.705 - Are there any fees associated with IDAP loans?
§ 123.706 - What are the requirements for IDAP Lenders?