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U.S. Code of Federal Regula...
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Title 12—Banks and Banking
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CHAPTER II—FEDERAL RESERVE ...
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PART 226—TRUTH IN LENDING (REGULATION Z)
PART 226—TRUTH IN LENDING (REGULATION Z)
§ 226.1 - Authority, purpose, coverage, organization, enforcement, and liability.
§ 226.2 - Definitions and rules of construction.
§ 226.3 - Exempt transactions.
§ 226.4 - Finance charge.
§ 226.5 - General disclosure requirements.
§ 226.5a - Credit and charge card applications and solicitations.
§ 226.5b - Requirements for home equity plans.
§ 226.6 - Account-opening disclosures.
§ 226.7 - Periodic statement.
§ 226.8 - Identifying transactions on periodic statements.
§ 226.9 - Subsequent disclosure requirements.
§ 226.10 - Payments.
§ 226.11 - Treatment of credit balances; account termination.
§ 226.12 - Special credit card provisions.
§ 226.13 - Billing error resolution.27
§ 226.14 - Determination of annual percentage rate.
§ 226.15 - Right of rescission.
§ 226.16 - Advertising.
§ 226.17 - General disclosure requirements.
§ 226.18 - Content of disclosures.
§ 226.19 - Certain mortgage and variable-rate transactions.
§ 226.20 - Subsequent disclosure requirements.
§ 226.21 - Treatment of credit balances.
§ 226.22 - Determination of annual percentage rate.
§ 226.23 - Right of rescission.
§ 226.24 - Advertising.
§ 226.25 - Record retention.
§ 226.26 - Use of annual percentage rate in oral disclosures.
§ 226.27 - Language of disclosures.
§ 226.28 - Effect on State laws.
§ 226.29 - State exemptions.
§ 226.30 - Limitation on rates.
§ 226.31 - General rules.
§ 226.32 - Requirements for certain closed-end home mortgages.
§ 226.33 - Requirements for reverse mortgages.
§ 226.34 - Prohibited acts or practices in connection with credit subject to § 226.32.
§ 226.35 - Prohibited acts or practices in connection with higher-priced mortgage loans.
§ 226.36 - Prohibited acts or practices in connection with credit secured by a dwelling.
§§ 226.37-226.38 - Mortgage transfer disclosures.
§ 226.39 - Mortgage transfer disclosures.
§§ 226.40-226.41 - Valuation independence.
§ 226.42 - Valuation independence.
§ 226.43 - Appraisals for higher-priced mortgage loans.
§§ 226.44-226.45 - Special disclosure requirements for private education loans.
§ 226.46 - Special disclosure requirements for private education loans.
§ 226.47 - Content of disclosures.
§ 226.48 - Limitations on private education loans.
§ 226.51 - Ability to Pay.
§ 226.52 - Limitations on fees.
§ 226.53 - Allocation of payments.
§ 226.54 - Limitations on the imposition of finance charges.
§ 226.55 - Limitations on increasing annual percentage rates, fees, and charges.
§ 226.56 - Requirements for over-the-limit transactions.
§ 226.57 - Reporting and marketing rules for college student open-end credit.
§ 226.58 - Internet posting of credit card agreements.
§ 226.59 - Reevaluation of rate increases.