Consummation has the same meaning as in 12 CFR 1026.2(a)(13).
Creditor has the same meaning as in 12 CFR 1026.2(a)(17).
Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).
Reverse mortgage has the same meaning as in 12 CFR 1026.33(a).
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