A judgment in a civil lawsuit will generally create a lien on the judgment debtor’s real property when notice of the judgment is filed with the county clerk in the county records where the judgment debtor owns real property. This public filing (often called an abstract of judgment) effectively puts all future purchasers and lenders on notice of the judgment creditor’s claim to the judgment debtor’s real property—to the extent necessary to pay/satisfy the judgment.
In Louisiana, when a judgment is obtained in a civil lawsuit, it can create a lien on the judgment debtor's real property. This occurs when a document known as a 'Notice of Judgment' is filed with the parish clerk of court in the parish where the property is located. Louisiana does not have counties, but rather parishes, which serve a similar governmental function. The filing of the Notice of Judgment serves as a public record, alerting potential purchasers and lenders that there is a claim against the property by the judgment creditor. This lien remains in effect until the judgment is satisfied or extinguished and can affect the debtor's ability to sell or refinance the property. The lien has the effect of securing the judgment creditor's interest in the property to ensure that the debt is paid, to the extent necessary to satisfy the judgment amount.