(1) one class of business for individual health benefit plans that are not grandfathered under PPACA;
(2) one class of business for small employer health benefit plans that are not grandfathered under PPACA;
(3) one class of business for individual health benefit plans that are grandfathered under PPACA; and
(4) one class of business for small employer health benefit plans that are grandfathered under PPACA.
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