(1) In the case of foreclosure proceedings commenced after May 1, 1995, two (2) years following the foreclosure sale; or
(2) (A) In all other cases, the later of:
(i) Two (2) years after the date of foreclosure; or
(ii) December 1, 1996.
(B) Provided, however, in the case of the redemption periods in subdivision (2) (A) of this section, the period shall not be less than one (1) year following notice sent by registered or certified mail to the owner and the holder of any interest of record in such real property, at the address set forth in the real property records or tax records with respect to such real property, advising the owner and holder of the date of expiration of the applicable redemption period.
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