A title IV, HEA transaction includes—
A disbursement or delivery of funds provided under a title IV, HEA program to a student or borrower;
A certification by an educational institution of eligibility for a loan under a title IV, HEA program;
Guaranteeing a loan made under a title IV, HEA program; and
The acquisition or exercise of any servicing responsibility for a grant, loan, or work study assistance under a title IV, HEA program.