Chapter 63.14 - Retail Installment Sales of Goods and Services.

Chapter 63.14 - Retail Installment Sales of Goods and Services.

63.14.010 Definitions.
63.14.020 Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.
63.14.030 Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.
63.14.040 Retail installment contracts—Contents.
63.14.043 Retail installment contracts—Purchase of motor vehicle.
63.14.050 Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time.
63.14.060 Retail installment contracts—Mail orders based on catalog or other printed solicitation.
63.14.070 Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions.
63.14.080 Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths."
63.14.090 Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible.
63.14.100 Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid.
63.14.110 Consolidation of subsequent purchases with previous contract.
63.14.120 Retail charge agreements and lender credit card agreements—Information to be furnished by seller.
63.14.123 Restrictions on electronically printed credit and debit card receipts.
63.14.125 Lender credit card agreements—Security interests prohibited.
63.14.127 Retail installment contracts—Dog or cat as security interest.
63.14.130 Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited.
63.14.136 Retail installment transaction—Unconscionable—Judicial action.
63.14.140 Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance.
63.14.145 Retail installment contracts and charge agreements—Sale, transfer, or assignment.
63.14.150 Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid.
63.14.151 Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.
63.14.152 Declaratory judgment action to establish if service charge is excessive.
63.14.154 Cancellation of transaction by buyer—Procedure.
63.14.156 Extension or deferment of payments—Agreement, charges.
63.14.158 Refinancing agreements—Costs—Contents.
63.14.159 New payment schedule—When authorized.
63.14.160 Conduct or agreement of buyer does not waive remedies.
63.14.165 Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.
63.14.167 Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder.
63.14.170 Violations—Penalties.
63.14.175 Violations—Remedies.
63.14.180 Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery.
63.14.190 Restraint of violations.
63.14.200 Assurance of discontinuance of unlawful practices.
63.14.210 Violation of order or injunction—Penalty.
63.14.903 Application, saving—1981 c 77.
63.14.910 Saving—1963 c 236.
63.14.920 Effective date—1963 c 236.
63.14.921 Effective date—Saving—1967 c 234.
63.14.922 Effective date—1993 sp.s. c 5.
63.14.924 Application—1995 c 249.
63.14.925 Savings—1995 c 249.
63.14.926 Effective date—1995 c 249.

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