(1) An action for recovery of a debt may be brought within the applicable statute of limitations from the date: (a) the debt arose; (b) a written acknowledgment of the debt or a promise to pay is made by the debtor; or (c) a payment is made on the debt by the debtor.
(a) the debt arose;
(b) a written acknowledgment of the debt or a promise to pay is made by the debtor; or
(c) a payment is made on the debt by the debtor.
(2) If a right of action is barred by the provisions of any statute, it shall be unavailable either as a cause of action or ground for defense.
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