(1) the offer or sale of any insurance policy, on a single premium or single fee basis, that insures, guarantees, or indemnifies the repayment of the outstanding balance of the loan against: (a) death; (b) illness; (c) accident; (d) disability; or (e) unemployment of the borrower; or
(a) death;
(b) illness;
(c) accident;
(d) disability; or
(e) unemployment of the borrower; or
(2) debt cancellation or a debt suspension agreement.