(1) establish an application process for an individual to apply for an incentive loan;
(2) subject to Section 53B-10-202, establish qualifying criteria for an individual to receive an incentive loan;
(3) establish how state funding available for incentive loans is divided among institutions;
(4) establish how to determine an amount of money for an incentive loan;
(5) establish the circumstances under which an institution may: (a) cancel an incentive loan; or (b) waive or delay repayment of an incentive loan; and
(a) cancel an incentive loan; or
(b) waive or delay repayment of an incentive loan; and
(6) administer the program.
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