(1) With the written consent of the person or, in the case of death or disability, of his or her authorized representative, or the beneficiary of an insurance policy on his or her life, health, or physical condition;
(2) A communication that reveals the contemplation of a crime or a harmful act;
(3) When the communication indicates that the person was the victim of a crime, the individual shall be required to testify fully when properly ordered by a court of competent jurisdiction in any examination, trial, or other proceeding in which the commission of a crime is the subject of inquiry;
(4) Communications made in the course of an examination ordered by a court of competent jurisdiction when the client has been informed before the examination that any communications made during the examination would not be privileged;
(5) When the individual is a defendant in either a civil or criminal action; or
(6) If the individual has reasonable ground to suspect that a child has been abused or neglected, he or she shall report such information as required by law.
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