The Member may receive telephone consultations with the Provider Law Firm regarding legal matters for their business during regular, non-holiday office hours—including preexisting conditions. This does not include Specialized Phone Consultations, as defined below. The Member may receive phone consultations from the Provider Law Firm on an unlimited number of business topics relating to a small business issue, interest, or other income producing activity. This includes the ownership of the business, corporate entity, or venture, regardless of the full-time or part-time nature of the business. Consultations are available to the extent the Provider Law Firm determines it is necessary to adequately advise the Member on the legal matter. One phone consultation per subject/situation—up to 30 minutes per call.

The Member may receive a total of 3 specialized telephone consultations per year, with each phone call up to 30 minutes in length and each phone call addressing one specialized legal topic. Examples of Specialized Phone Consultation topics include: (1) Tax; (2) Copyright; (3) Trademark; (4) Patents; and (5) Antitrust.

The Member may receive up to one hour of legal research services per covered phone consultation—if the Provider Attorney determines such legal research is necessary to properly advise the Member on the small business legal matter.

The Member may submit to the Provider Law Firm for review any legal document (no more than 4 per month) related to the Member’s business matters, with each document being no more than 25 pages in length. The Member must send only a copy of the document to be reviewed (by uploading it to the LegalFix Site) and must keep the original document. The Provider Law Firm will review the copy of the document and advise the Member by phone call. Legal advice will be provided by the Provider Law Firm on any areas of concern, the legal implications of those provisions of the document, and the document’s compliance with state and federal laws. The following documents and related legal services are excluded from and not covered by the document review service: • Documents that are more than 25 pages in length, as well as those that exceed the allotted 4 per month—with additional documents reviewed at a flat rate of $75 dollars per document. • Documents in ongoing court proceedings or lawsuits or administrative proceedings are not covered. Examples of documents that are not covered include, without limitation, petitions, complaints, motions, or other requests for relief; subpoenas; discovery requests or responses; applications for injunctive relief; applications for restraining orders; show cause orders; proposed judgments and other matters submitted for judicial determination. • Revisions or amendments to the documents, or the negotiation of the terms of the documents reviewed by the Provider Law Firm are not covered. • Any matters for which legal services are provided under other provisions of the Individual & Family Legal Plan Contract are not covered.

If, in the professional opinion of the Provider Attorney, a letter written or a phone call made on behalf of the Member would be of further assistance on the legal matter, the Member is entitled to 12 per year, each on a unique business matter, and with one follow-up letter or telephone call to each if a response is received from another person or entity. Additional letters or phone calls beyond the 12 provided per year can be provided at a flat rate of $75 per letter or phone call. Debt Collection Letters and Specialized Phone Consultations are specifically excluded from this legal service.

With this Supplement, the Member will receive, from the Provider Law Firm, the IRS Audit Services outlined in the Individual & Family Legal Plan Contract for items included on a Schedule C and Schedule E of the Member’s personal federal income tax return. Business entity tax returns are not included.

In addition to the Letters/Phone Calls to Resolve Legal Issues described above, the Member may have 4 collection letters per month prepared by the Provider Attorney. Additional collection letters can be provided at a flat rate of $75 per collection letter.

The Member has the right to receive a 25% Discount off the Provider Law Firm's standard hourly rate for attorney fees on out-of-plan legal services (not covered by the Supplement) related to the Member’s Home Business. The 25% Discount is available during the Eligibility Period unless the Supplement explicitly states that it is not available. The 25% Discount is not available for contingent fee/contingency fee matters or flat fee arrangements, which may be negotiated at a separate rate with the Provider Law Firm. The Member is responsible for paying court costs, fines, and related fees and expenses. Depending on the Member's legal needs, a retainer fee or fee deposit may be required by the Provider Law Firm prior to services being rendered under the 25% Discount. The Provider Law Firm is responsible for determining the amount of the retainer fee or fee deposit and any other anticipated costs.