To use electronic means and facilities under this subpart, a Federal savings association's management must:
Identify, assess, and mitigate potential risks and establish prudent internal controls; and
Implement security measures designed to ensure secure operations. Such measures must be adequate to:
Prevent unauthorized access to the savings association's records and its customers' records;
Prevent financial fraud through the use of electronic means or facilities; and
Comply with applicable security devices requirements of part 168 of this chapter.